NRI Repatriation Limit Checker
NRI Repatriation Limit Checker
Check your USD 1 Million per financial year NRO-to-NRE/Overseas remittance limit and Form 15CA/CB requirements.
Amount remitted outside India or to NRE since April 1st.
Remaining $1M Limit
$1,000,000
RBI Approval Required?
No — Within Limit
Understanding the $1 Million Limit
Under FEMA and RBI's Master Direction on NRO accounts, Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs) are permitted to remit up to USD 1 million per financial year from their NRO account balances (including sale proceeds of property, rent, dividend, pension, etc.) without requiring special RBI approval. (The Liberalised Remittance Scheme is a separate, resident-only facility and does not apply to NRIs.)
To repatriate these funds to an NRE account or an overseas account, you must typically provide:
- Form 15CA: A declaration of remitter, submitted online.
- Form 15CB: A certificate issued by a Chartered Accountant verifying that appropriate taxes have been paid on the funds being transferred.